DSCR Loan for Texas Rental Property Owners Starting at 5.5%

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DSCR Loans Made Easy, With Rates That Help You Scale.

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For Investers, By Investors

Founded by a team that has flipped over 2,700 homes and sold more than $50M in Real Estate. Billions in loans funded since starting HouseMax Funding in 2017.

Clear, Transparent Rates

With no surprise fees

Fast Approvals

Allowing you to move quickly on opportunities

Quick Processing

Many Texas DSCR loans close in as little as 15 days

Why DSCR Should Be Your Move in Texas — Right Now

Texas is burning hot for rental investors:

Single-family rental prices jumped 6.7 % year-over-year in 2023, per the CoreLogic index. Major metros like Dallas, Houston, Austin, andSan Antonio remain magnets for inwardmigration, fueling rental demand.

At the same time, the state faces a housing gap of over 300,000 homes, intensifying pressure onavailable inventory.

Traditional lenders are tightening scrutiny around personal income, credit history, and documentation—especially in today’s rate climate. DSCR loans bypass those hurdles by qualifying on property cash flow, letting you scale based on what the dealproduces,not your W-2.

If you want to outpace rate pressure and underwriting limits, capture Texas’s population influx, and expand your portfolio in markets likeDallas, Houston, Austin, or San Antonio —leveraging DSCR now is yoursharpest strategy.

What Our Customers Says

“Their professionalism, transparency, and responsiveness made the entire lending process smooth and stress-free.”

EJ
Emival Jorge
Role, Company

“Their professionalism, transparency, and responsiveness made the entire lending process smooth and stress-free.”

EJ
Emival Jorge
Role, Company

“Their professionalism, transparency, and responsiveness made the entire lending process smooth and stress-free.”

EJ
Emival Jorge
Role, Company

“Their professionalism, transparency, and responsiveness made the entire lending process smooth and stress-free.”

EJ
Emival Jorge
Role, Company

“Their professionalism, transparency, and responsiveness made the entire lending process smooth and stress-free.”

EJ
Emival Jorge
Role, Company

Frequently Asked Questions

What is a DSCR loan?

A DSCR loan (Debt Service Coverage Ratio loan) is a financing option for property investors inFlorida where eligibility is based primarily on the revenue your investment property generates(rent or NOI), rather than on personal income or traditional proof of income.

What are the DSCR loan requirements in Florida?

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What are DSCR loan rates in Florida?

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How to calculate DSCR?

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