Ground-Up Construction Solutions for Real Estate Builders
Get the capital you need to build faster and scale smarter. Our Ground-Up Construction loans offer competitive terms, flexible financing, and draw funding in hours not days.
Built For Builders
Capital From Land Purchase to Certificate of Occupancy
HouseMax understands ground-up builds because we've financed them from the dirt up. Structured draws, builder-friendly leverage, and a team that moves at job-site speed keep your project funded and on schedule.
- Up to 85% AILTV on land purchase
- Up to 90% LTC on vertical construction
- Draws funded in hours, not days
- Monthly and interest-only options
HOUSEMAX FUNDING
Program Terms
Competitive Terms, Flexible Structure
Loan Amount
$100K +
Ideal Credit
680 +
Rates Starting From
7.75%
Points As Low As
0%
Payment
Monthly / Interest Only / No PPP
Loan to Land Purchase (AILTV)
85%
Loan to Cost (LTC)
90%
After Repair Value (ARV)
75%
Term
12 / 18 / 24 Months
Type / Location
Urban / Suburban
Experience Required
3–5 Ground Up
Eligible Loan Types
Purchase + Construction / Construction Only
Investor Insights
Builder Strategies in Action
Ground-Up Construction Resources
Sharpen Your Next Build
Explore expert insights, financing strategies, and real-world tips to help you navigate your next ground-up construction project with confidence.
Ready To Break Ground On Your Next Project?
Get a Rapid Rate Quote and a dedicated Account Executive ready to structure financing around your build timeline.
