DSCR Loan Benefits
- No Personal Tax Return Requirement
- Eligibility Determined by Property Net Income
- Available for Residential and Commercial Properties
- Higher Loan Limits for Qualified Properties
- Flexible Terms
- Streamlined Process
Rates starting from 5.5%
iDSCR- uSHOULD too
We are NOT a Broker
No Gimmicks,
No Stress.
We’re a Direct DSCR Lender —
Looking for DSCR loans without the middleman? You’ve found it. With iDSCR, we’re a 100% direct lender, not a broker — we’ve cut out the middleman and pass the savings directly to you.
Get instant DSCR loan quotes, see live rates from 5.5%, and apply online in minutes. Built for real estate investors, our digital platform simplifies the entire lending process from quote to funding.
No banks. No brokers. Just fast, transparent, direct DSCR loans — the way lending should be.
How DSCR Loans Benefit You
Why DSCR Loans?
Why DSCR Loans
DSCR loans allow real estate investors to maximize investment potential while minimizing personal financial risk. Scale your portfolio by targeting properties with strong income potential with our fast and dependable loan approval process. DSCR loans provide investors the flexibility to expand assets by putting their rental property income into work for them, increasing their borrowing power.
What are DSCR Loans?
Debt Service Coverage Loans
A DSCR (Debt Service Coverage Ratio) loan is a type of no income verification mortgage loan for real estate investors. The DSCR is a streamlined calculation comparing your rental properties income to debts cutting through the extensive documentation of conventional loans.
Why DSCR Loans
DSCR loans allow real estate investors to maximize investment potential while minimizing personal financial risk. Scale your portfolio by targeting properties with strong income potential with our fast and dependable loan approval process. DSCR loans provide investors the flexibility to expand assets by putting their rental property income into work for them, increasing their borrowing power.
DSCR Example
DSCR = net operating income (NOI) / total debt service
If a business has a net operating income of $150,000 and its debt service (loan payment) is $100,000, the DSCR would be 1.5, which means it generates 50% more income than what is required to service the debt.
Unlock Your Investment Potential with a DSCR Loan!
As a real estate investor, your property’s cash flow is key to your success – and we’re here to help you maximize it. With our DSCR Loans, you can secure financing based on your property’s rental income, not just your personal credit.
Whether you’re looking to acquire your next property or expand your portfolio, we offer competitive rates, flexible terms, and fast approvals to help you grow your real estate business.
Find out more by requesting a quote below.
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