Long-Term Rental Solutions for Real Estate Investors
Grow your rental portfolio with confidence. Our DSCR loans offer competitive rates, flexible terms, and a streamlined process designed to help investors acquire and refinance income-producing properties faster.
The Switch to DSCR
Why Investors Are Making the Switch to DSCR
More investors are choosing DSCR loans as both a long-term holding strategy and an effective exit strategy. By qualifying based on a property's rental income rather than personal income, investors can scale their portfolios more efficiently while maintaining flexibility.
DSCR loans are also a powerful tool for cash-out refinances, helping investors unlock equity and redeploy capital into their next opportunity.
- Qualify on rental income — not personal DTI
- Scale your portfolio without W-2 limits
- Unlock equity through cash-out refinance
- 30-year fixed terms for predictable cash flow
HOUSEMAX FUNDING
Program Terms
Built for Long-Term Performance
$100K +
680 +
5.75%
0%
90%
75%
30-Year Fixed
Urban / Suburban
First-Time & Seasoned
Monthly / IO / No PPP
Purchase / R&T / Cashout
Income-Producing Rentals
iDSCR Sizer
From Quote to Terms in Minutes
Get an instant DSCR quote in under 2 minutes with iDSCR. Customize your loan amount, select your terms, and lock in your rate — all online. After you submit, a dedicated HouseMax Account Executive will personally reach out to help you move forward.
< 2 min
5.75%
30 yr
100%
The HouseMax Difference
Three reasons sponsors come back
DSCR Resources
Sharpen Your Rental Strategy
Explore expert insights, financing strategies, and real-world tips to help you navigate your next rental property with confidence.
Ready To Scale Your Rental Portfolio?
Get an instant DSCR quote in under 2 minutes and a dedicated Account Executive to help you close.
