Ground-Up Construction

Ground-up Construction Solutions for Real Estate Builders

Get the capital you need to build faster and scale smarter. Our Ground-Up Constructionloans offer competitive terms, flexible financing, and draw funding in hours—not days.

Program Terms

Ground-Up Construction
Program Terms

Loan Amount
100k +
Ideal Credit
680+
Rates Starting From
7.75%
Points As Low As
0%
Payment
Monthly, Interest Only, No PrePayment Penalty
LOAN TO LAND PURCHASE (AILTV)
85%
Loan to Cost (LTC)
90%
AFTER REPAIR VALUE (ARV)
75%
TERM
12, 18, 24
TYPE / LOCATION
Urban / Suburban
EXPERIENCE REQUIRED
3-5 ground up
ELIGIBLE LOAN TYPES
Purchase + Construction, Construction Only
Investor Insights

Stewards of Capital. Partners in 
Straight from our team.

Short videos from the lenders behind HouseMax — what we underwrite, how we fund, and what it takes to scale a fix & flip business.

Jeff

When planning a ground-up construction project, understanding your competition is just as important as understanding your construction costs.

James

No ground-up construction project goes exactly as planned. Unexpected challenges can arise at any stage, which is why contingency planning is one of the most important skills a builder can have.

Jeff

Best advice for Flippers and Builders

Resources

Ground-up Construction Resources

Explore expert insights, financing strategies, and real-world tips to help you navigate your next fix-and-flip project with confidence.